Skip to:Main Content

Washington and Lee University

Washington and Lee University
Washington and Lee University Campus Image

Group Long Term Disability

Group Long Term Disability


Benefit eligible employees will be covered by the University's group LTD plan after one year of employment and the LTD annuity contribution after two years of employment. The one year waiting period can be waived for employees who had group coverage for one year prior to employment. (Employees should let HR know upon employment if this is the case). The University pays the entire premium for this benefit.

How does the benefit work? Should you become disabled, the plan provides you with an income payment (normally to age 65) of 60% of your former monthly wage up to $7,000 per month. The benefit is offset by governmental sources such as social security or worker's compensation. If approved, this income payment would begin following six months of continuous total disability.

If you are receiving university contributions to your defined contribution retirement plan before the onset of disability, the plan will continue to contribute 10% of your salary at the time of disability (up to a monthly maximum of $1,167). This contribution will continue until your income payments end. Therefore, when the income benefit ends the annuity payment can begin.

Additional details are available by contacting the Office of Human Resources.

Group Long Term Disability Tax Election Form

 

Individual Disability Insurance

Each March employees hired in the previous twelve months have an opportunity to purchase Individual Disability Insurance to supplement the Group Long Term Disability benefits. MetLife is our current provider.